Think back to 10th grade government class. Do you remember that part of the Constitution that stated that those who seek to exercise their Second Amendment must obtain costly liability insurance?
No? Don’t feel bad; it’s not in there. But then again, neither is the part about background checks.
Still, a New Hampshire House committee is considering legislation that would penalize gun owners by requiring them to obtain liability insurance merely for owning a gun.
New Hampshire state Representative Katherine Rogers (Merrimack-D) has proposed House Bill 1368, a tyrannical piece of legislation that would require gun owners and purchasers to obtain costly liability insurance policies in order to exercise their constitutional rights.
Not only is the proposal ridiculously unconstitutional, but it is without legal precedent.
The NRA recently blasted the state bill, saying,
Proponents of this legislation will comparatively argue that in much of the country individuals are required by law to insure their automobiles. However, mandated auto insurance is a precondition that relates to the privilege of driving on public roads, not of automobile ownership.
Many, if not most, insurers do not even provide firearm specific liability insurance coverage. In fact, many insurance companies exclude coverage for claims arising from firearm ownership.
Clearly, firearm liability insurance will have no effect on the criminal misuse of firearms; however, it will have onerous effects for law-abiding gun owners. Under mandated insurance, gun owners could be liable for any criminal act involving the insured firearm, even if it was reported lost or stolen. In addition, the unreasonable fines of up to $10,000 imposed on those who fail to purchase mandated liability insurance could be financially crippling.
Preconditions upon the exercising of rights is the liberal way forward. Frustrated by the continued efforts by patriotic Americans to refuse to accept unconstitutional anti-Second Amendment laws, the left has become quite creative in their efforts to drive a wedge between citizens and the practical application of their rights.
From mandating ways to make the firearms more expensive to attempting to make ammunition cost-prohibitive, those who abhor a free America are constantly searching for new, innovative ways to keep Americans from exercising their rights.
If this pattern of behavior looks familiar, that’s because it is. Similarly, segregationists once embraced a poll tax to create an unnecessary burden for blacks who wished to exercise their right to vote.
This is a pretty appalling measure to be considered in New Hampshire, a state whose motto is “Live Free or Die.”