About

The Vanilla Visa card is a comprehensive, open-loop prepaid Visa card which imparts a comparable purpose as cash, only that it is hindered by the card amount denomination. This card is used to procure gifts and other items by means of afore loaded cash on the card. It is a beneficial replacement for presenting cash, very much synonymous with a gift voucher. This Prepaid Card is a uncomplicated,  dependable, and advantageous approach to handle money. This card can be purchased and used without a bank account, since this cards are issued on the basis of virtual financial account provided by The BanCorp Bank.

How to purchase the card

This card can be purchased and activated from any one of the retailers providing service. The retailers providing Vanilla Visa card are Family Dollar, CVS Pharmacy, Dollar General, Fred’s, Speedway, Walgrees, Walmart.

Activation

Visa card can be activated by the retailer itself. No separate activation is required and it is not necessary to register the user’s personal information. However for using the card for online purchase it is better to register the user’s personal information in the official website.

Adding funds

Finance can be added to this card easily with Direct Deposit and Vanilla Direct Load.

Direct deposit is the simplest and fastest way of adding money to the card.Funds can be transferred securely from one MyVanilla card account to others. For loading cash in the card, the user has to complete ID verification on the official website of the bank.

To Withdraw Money

The fund available in the card can be withdrawn as cash from ATMs with a minimal service charge. The charge will be  $1.95 per Domestic ATM Cash Withdrawal and  $4.95 per International ATM Cash Withdrawal.

Also the cash available in the cad can be transferred to other financial service providers like PayPal .

Importance of Checking the balance

It is necessary to know the available in the vanilla card balance before purchase as some merchants may charge excess amount than the value of the product in order to compensate any incidental charges.

Sellers will not be able to check the balance available in the Card and so if user attempt to make a purchase for an amount that is more than the balance available in the Card, the purchase will be declined. So it is always better to ensure that the card has sufficient funds to make the purchase.

Methods to track the card balance

The balance available in the card can also be tracked by setting text and email alerts. Standard text and data charges may be applicable to the service providers.

The finance available in the card can also be tracked and managed by downloading My Vanilla mobile application that is available in Google Play or App Store.

Also the available card balance can be checked by logging in to the official website.

Financial status of the card can be tracked by contacting the twenty four hours customer free toll-free number.

Lashandra Holder